Comprehensive Uk Personal Finance Training

Free Download Comprehensive Uk Personal Finance Training
Published 3/2023
MP4 | Video: h264, 1280×720 | Audio: AAC, 44.1 KHz
Language: English | Size: 6.59 GB | Duration: 18h 15m
Investing, Taxes, Pensions, Homes, Childcare, Borrowing, Sharia Financing, Retirement, Estates

Free Download What you’ll learn
Managing their finances
Investments options available in the UK
Pensions and planning for the future
Overview of the UK tax system
Buying homes
Child care support
Borrowing and credit ratings
Planning for after life
Requirements
No prior finance knowledge is required
Description
Welcome to the Comprehensive UK Personal Finance Training course. I believe this is the only comprehensive course covering personal finance in the UK. In this course you will learn everything you need to know about UK personal finance. I have avoided prescriptions that are normally seen on other materials since I understand every situation is different. In this course I will take you through the basics of personal finance and cover things in detail as they apply to the UK. This course is based on my wide UK financial services experience and my personal investing knowledge. I am sure once you have done the course you will be equipped to make your own financial decisions such as investing, pensions, retirement planning, estates planning, budgeting, managing borrowings and many more other things.I have used real life examples as they apply to the UK. I avoided making this course broad so that if you are in the UK you will derive the most value. I have also added some key things such as childcare schemes, home purchase schemes, a comprehensive overview of the UK tax system, how to protect yourself from fraud. I hope you will derive a lot of value from taking on this course.LEARN – INVEST – BUILD WEALTH
Overview
Section 1: Introduction
Lecture 1 Introduction
Lecture 2 IMPORTANT DISCLAIMER – PLEASE READ
Lecture 3 Course Animation Video
Lecture 4 Opening words & navigating the course
Section 2: Chapter 1 – Investing and Investment products
Lecture 5 Introduction
Lecture 6 Overview of section & why you need money
Lecture 7 Why should you invest?
Lecture 8 Time Value of Money Principle
Lecture 9 How does stock markets work?
Lecture 10 Understanding Present Values, Future Values & Opportunity costs
Lecture 11 EXAMPLE – Simple Calculation of Investment returns
Lecture 12 Relative Returns
Lecture 13 Stock Market Indices
Lecture 14 Different categories of investors
Lecture 15 Quick introduction to investment products
Lecture 16 1. Cash Savings
Lecture 17 2. Bonds – Government & Corporate bonds
Lecture 18 3. Equities – Quick introduction
Lecture 19 3. Equities – Grocery Example – Year 1
Lecture 20 3. Equities – Grocery Example – Year 2
Lecture 21 3. Equities – Grocery Example – Year 3
Lecture 22 3. Equities – Grocery Example – Other Accounting Transactions
Lecture 23 3. Equities – Grocery Example – Registering a company & listing
Lecture 24 3. Equities – TESCO CASE STUDY – Introduction
Lecture 25 3. Equities – Quantitative Analysis of companies
Lecture 26 3. Equities – Qualitative Analysis of companies
Lecture 27 3. Equities – Other Investment Considerations
Lecture 28 3. Equities – Understanding company sectors
Lecture 29 3. Equities – Understanding Corporate Events
Lecture 30 Investment Funds – Introduction
Lecture 31 4. Investment Trusts – What is It?
Lecture 32 4. Investment Trusts – LIVE EXAMPLE
Lecture 33 4. Investment Trusts – Choosing a fund to invest
Lecture 34 5. Unit Trusts
Lecture 35 6. Open Ended Investment Companies (OEICs)
Lecture 36 7. Exchange Traded Funds (ETFs)
Lecture 37 8. Real Estate Investment Trusts (REITs)
Lecture 38 OTHER HIGH RISK ASSETS – Introduction
Lecture 39 HIGH RISK – Contract for Differences (CFDs)
Lecture 40 HIGH RISK – Spread Betting
Lecture 41 HIGH RISK – Foreign Currency (FX) Trading
Lecture 42 HIGH RISK – Commodities
Lecture 43 HIGH RISK – (PLEASE AVOID) – Binary Options
Lecture 44 HIGH RISK – Cryptocurrencies
Lecture 45 How the FCA & BoE Ensures your assets are safe
Lecture 46 Financial Services Compensation Scheme (FSCS)
Lecture 47 Resolving Issues with your provider
Lecture 48 INVESTMENT TIPS & INSPIRATION
Lecture 49 Last words
Section 3: Chapter 2 – Pensions
Lecture 50 Introduction to section
Lecture 51 What is a pensions?
Lecture 52 Workplace Pensions – Defined Benefit pension schemes
Lecture 53 Workplace Pensions – Introduction
Lecture 54 Workplace Pensions – In practise
Lecture 55 Workplace Pensions – Important Things to Do
Lecture 56 Workplace Pensions – Changing Employers
Lecture 57 Personal Pensions – SIPP – Self Invested Pension Plans
Lecture 58 GPP & Small administered pension schemes
Lecture 59 Pension Tax reliefs & Allowances
Lecture 60 Taking your pension – SIPP & Occupational Pensions Only
Lecture 61 Public Sector Pension Schemes
Lecture 62 State Pension Schemes
Lecture 63 Planning for your retirement
Lecture 64 Where to Get FREE HELP on Pensions
Lecture 65 Mini – Frequently Asked Questions on Pensions
Lecture 66 Investment Account Opening Illustration
Lecture 67 Last words
Section 4: Chapter 3 – Investment Wrappers
Lecture 68 Introduction to tax and non-tax wrappers
Lecture 69 Overview of 4 Individual Savings Accounts (ISAs)
Lecture 70 Cash ISAs
Lecture 71 Stocks and shares ISA
Lecture 72 Lifetime Individual Savings Account (LISA)
Lecture 73 Innovative Finance ISA
Lecture 74 General Investment Account (GIA)
Lecture 75 Self Invested Pension Plan (SIPP)
Lecture 76 Junior ISA
Lecture 77 Simple Investment Options – Robo-advisors
Lecture 78 Simple Investment Options – Pre-made Investment Models
Lecture 79 Important Considerations when choosing an investment provider
Lecture 80 Transferring ISAs, JISAs, LISAs & SIPPs between providers
Lecture 81 What happens to wrappers when you move abroad
Lecture 82 What happens to ISAs when you die
Lecture 83 Last words
Section 5: Chapter 4 – Investing in Gold
Lecture 84 Introduction on buying gold
Lecture 85 Overview of gold, advantages & disadvantages to owning gold
Lecture 86 How gold is measured
Lecture 87 How and where to buy gold
Lecture 88 Storing your gold
Lecture 89 Other indirect ways of holding physical gold
Lecture 90 Other alternative precious metals
Lecture 91 Last words
Section 6: Chapter 5 – Investment strategy and portfolio
Lecture 92 Introduction on portfolio and investment strategy
Lecture 93 What is investment strategy
Lecture 94 Choosing an investment strategy
Lecture 95 Asset allocation, what it is and what it means for you
Lecture 96 Diversification of your portfolio
Lecture 97 Rebalancing of your portfolio
Lecture 98 Warren Buffet Case study
Lecture 99 When should you sell an asset
Lecture 100 Tools for monitoring your portfolio
Lecture 101 Section conclusion
Section 7: Chapter 6 – Borrowing and debt management
Lecture 102 Introduction to borrowing
Lecture 103 Overview of borrowing & borrowing statistics
Lecture 104 How does borrowing work
Lecture 105 Introduction to interest rates
Lecture 106 Bank of England (BOE) – Bank rate
Lecture 107 Understanding Interest rate – Simple Interest
Lecture 108 Understanding Interest rate – Compound Interest
Lecture 109 Understanding Interest rate – Fixed Interest
Lecture 110 Understanding Interest rate – Variable Interest Rate
Lecture 111 Understanding Interest rate – Annual Percentage Rate (APR)
Lecture 112 Understanding Interest rate – Representative APR
Lecture 113 Understanding Interest rate – Annual Percentage Rate of Change (APRC)
Lecture 114 Understanding Interest rate – Promotional Interest Rate
Lecture 115 Understanding Interest rate – Annual Equivalent Rate (AER)
Lecture 116 What determines the interest you pay
Lecture 117 Personal Loans
Lecture 118 Credit cards
Lecture 119 Overdrafts
Lecture 120 Credit Sales
Lecture 121 Credit Union Loans
Lecture 122 Hire Purchase
Lecture 123 Home Credit (Doorstep Loans)
Lecture 124 Mortgage Loans
Lecture 125 Equity Release Loans
Lecture 126 Sharia Mortgage Loans
Lecture 127 Remortgaging
Lecture 128 Mail Order Catalogues
Lecture 129 Payday Loans
Lecture 130 Logbook Loans
Lecture 131 Pawn Broker Loans
Lecture 132 IMPORTANT BEWARE OF LOAN SHARKS
Lecture 133 UK student Loans
Lecture 134 Motor vehicle finance – cash, hire purchase, PCP etc
Lecture 135 33. Key Considerations when buying cars. MOT. Road Tax & Vehicle Insurance
Lecture 136 IMPORTANT BEWARE of Guarantor Loans
Lecture 137 IMPORTANT – DEBT ISSUES TO WATCH OUT FOR
Lecture 138 How to minimise debts
Lecture 139 STRUGGLING WITH DEBT – Actions to take
Lecture 140 DEBT FREE – Dave Ramsey’s 7 Baby Steps
Lecture 141 Finding Good Borrowing Deals
Lecture 142 STRUGGLING – Where to find help
Lecture 143 Last words
Section 8: Chapter 7 – Credit rating demystified
Lecture 144 Introduction to credit rating
Lecture 145 What is a credit score?
Lecture 146 UK Top 4 credit rating agencies
Lecture 147 Obtaining your free annual statutory credit report
Lecture 148 How to boost your credit score
Lecture 149 Benefits of a good credit score
Lecture 150 Myths & truths of credit scores
Lecture 151 Section conclusion
Section 9: Chapter 8 – Death and estate planning
Lecture 152 Introduction to section
Lecture 153 Overview & Statistics
Lecture 154 Lasting power of attorney
Lecture 155 Making a Will
Lecture 156 Dying without a Will
Lecture 157 Executors and administrators
Lecture 158 Prepaid funeral plans
Lecture 159 Life assurances
Lecture 160 Travel Insurance
Lecture 161 Inheritance taxes
Lecture 162 Age UK Lifebook
Lecture 163 Last words
Section 10: Chapter 9 – Overview of UK Tax System
Lecture 164 Introduction to section
Lecture 165 Overview of UK Tax System & Statistics
Lecture 166 Income Taxes – Introduction
Lecture 167 Income Taxes – Tax Allowances & Reliefs for individuals
Lecture 168 Income Taxes – PAYE Tax Codes
Lecture 169 Income Taxes – PAYE Tax Forms, P60, P45 & P11D
Lecture 170 Income Taxes – Self Assessments & Paper returns
Lecture 171 Income Taxes – Online Tax Accounts creation & Online Self Assessments
Lecture 172 Income Taxes – Payment of Taxes to HMRC
Lecture 173 National Insurance (NI) Contributions – Individuals & companies
Lecture 174 Income Taxes – Online Tax Calculators
Lecture 175 Capital Gains Tax (CGT) – Introduction
Lecture 176 Capital Gains Tax (CGT) – Allowances & Reliefs
Lecture 177 Capital Gains Tax (CGT) – Calculation & Payment
Lecture 178 Stamp Duty Land Tax (SDLT) – ENGLAND & NORTHERN IRELAND
Lecture 179 Land & Building Transaction Tax (LBTT) – SCOTLAND
Lecture 180 Land Transaction Tax (LTT) – WALES
Lecture 181 Council Taxes
Lecture 182 Inheritance Taxes in brief
Lecture 183 Corporation Taxes, Annual Tax Returns & Registering Companies
Lecture 184 Value Added Tax (VAT) Overview
Lecture 185 Insurance Premium Tax (IPT)
Lecture 186 Customs Duties
Lecture 187 Excise Duties & Examples
Lecture 188 Air Passenger Duty
Lecture 189 Section Conclusion
Section 11: Chapter 10 – Financial, Tax & Legal professional advice
Lecture 190 Introduction to financial advice
Lecture 191 Financial advisors
Lecture 192 Mortgage brokers
Lecture 193 Finding a financial advisor or mortgage broker
Lecture 194 What to do when things go wrong with financial advisors & mortgage brokers
Lecture 195 Tax advisors & accountants
Lecture 196 Legal advisors
Lecture 197 Section Conclusion
Section 12: Chapter 11 – Buying first home
Lecture 198 Introduction to section
Lecture 199 Overview of housing schemes
Lecture 200 Schemes available in all of UK regions
Lecture 201 England schemes
Lecture 202 Scotland schemes
Lecture 203 Wales schemes
Lecture 204 Northern Ireland schemes
Lecture 205 Tips on saving for a home
Lecture 206 Things to consider before buying
Lecture 207 Last words
Section 13: Chapter 12 – Sharia compliant financing
Lecture 208 Introduction to Sharia finance
Lecture 209 What is Sharia finance
Lecture 210 How Islamic finance works, including savings accounts
Lecture 211 Home purchase schemes & key things to consider
Lecture 212 UK financial institutions offering Sharia finance
Lecture 213 Recap
Section 14: Chapter 13 – Budgeting and budgeting tips
Lecture 214 Introduction to budgeting
Lecture 215 Budgeting Inspirations
Lecture 216 Budgeting principles
Lecture 217 Budgeting tips
Lecture 218 Budgeting process
Lecture 219 Budgeting recap
Section 15: Chapter 14 – Protecting your money from fraud
Lecture 220 Introduction to section
Lecture 221 UK Fraud Statistics
Lecture 222 How fraud occurs
Lecture 223 Protecting yourself from fraud
Lecture 224 What to do if a fraud victim
Lecture 225 Section recap
Section 16: Chapter 15 – Government child care support schemes
Lecture 226 Introduction to section
Lecture 227 Child schemes overview
Lecture 228 Childcare support in all UK regions – Tax Free Childcare & Universal Credit
Lecture 229 England childcare support
Lecture 230 Scotland childcare support
Lecture 231 Wales childcare support
Lecture 232 Northern Ireland childcare support
Lecture 233 Other childcare support schemes
Lecture 234 Last words
Section 17: Chapter 16 – Future reading and further resources
Lecture 235 Importance of future reading
Lecture 236 Future reading and further resources
Lecture 237 Finance Podcasts
Section 18: Chapter 17 – VERY LAST WORDS – REMEMBER TO SHARE THE TRAINING
Lecture 238 VERY LAST WORDS
Everyone who wants to understand personal finance,Expatriates coming to the UK,Teenagers so that they can know about finance

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